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OEM incentives · Canada

What's actually on offer right now.

A current snapshot of manufacturer-level incentives on new vehicles sold in Canada — discounted financing, lease cash, loyalty bonuses, and EV rebates. Updated every two weeks. Verify with the dealer before relying on any specific offer; manufacturer terms can change between updates.

Last updated: September 1, 2026
How to use this page

Most manufacturer incentives are time-limited and stack with dealer-level discounts. The amounts shown are the manufacturer's national programs at the time of the snapshot. Provincial EV rebates (where applicable) are listed separately under the EV section. Always confirm with the dealer in writing before signing.

Carsmenskii is not paid by any manufacturer. Inclusion or exclusion from this page reflects what's publicly offered, not a commercial relationship. If a manufacturer is missing, it usually means there's no notable program active.

Notable this cycle

What's actually moving right now.

Cycle of September 1, 2026
01

Ford Employee Pricing — last month. Ends September 30.

This is the final cycle. Ford Canada's Employee Pricing on virtually every 2026 model — F-150, Bronco, Mustang, Escape, and more — ends September 30, 2026. Typical Employee Price is 8–15% below MSRP and stacks with model-specific rebates (e.g. up to $6,750 on F-150 XLT PowerBoost Hybrid). If a new Ford is on your list this year, sign this month or you're paying the difference.

02

Ram 1500 Big Horn — 0% for 84 months (extended + stretched)

Ram not only extended the 0% promo a fifth cycle in a row — they stretched the term from 72 to 84 months. 0% financing for up to 84 months on new and previously unregistered 2026 Ram 1500 Big Horn Crew Cab 4x4 models through September 30, 2026. On a $75K truck that's roughly $900/month at 0% vs. $1,100+ at typical rates. Cross-shop F-150 (see #01) and Silverado (see #03); the financing is the lever here.

03

Chevrolet Silverado 1500 — 0% APR + doubled Trade-in Bonus

GM stepped up the Silverado stack for September. 0% APR for up to 60 months on eligible 2026 Silverado 1500 buyers, plus the Truck Trade-in Bonus doubled to $2,000 (from $1,000 in prior cycles), plus a $25 Esso/Mobil e-gift card through September 15. The July ZR2 $14,852 rebate has ended — the base Silverado is now the more competitive spot in the GM lineup.

Filter
Tier · Mainstream

Mainstream brands.

Volume sellers. Incentives are typically modest but consistent — discounted financing on most models, occasional cash incentives on slow movers.

ToyotaConservative
  • RAV4 Hybrid (2026, now hybrid-only): 4.99% APR for 60 months, or 5.99% for 72.
  • Camry / Corolla: 4.99% financing for up to 60 months on most trims.
  • Highlander Hybrid: $1,000 cash incentive + 3.99% financing.
  • GR86 / GR Corolla: No incentives. Allocation-limited; most go above MSRP.
  • Loyalty bonus: $500 for current Toyota owners trading in.
HondaMid
  • CR-V: 2.99% APR for 24–36 months, 3.99% APR for 37–60 months. HFS bonus on LX trims financed through Honda Financial Services (amount and cutoff refresh monthly — confirm current stack).
  • Civic / Accord: 4.99% financing for 60 months.
  • Pilot / Passport: 5.49% financing, $750 lease cash on Pilot.
  • Civic Type R / Integra Type S: No incentives. Markup expected at most dealers.
  • Loyalty bonus: $750 for current Honda owners (Quebec dealers offering up to $1,500).
MazdaMid
  • CX-90 MHEV / PHEV: CX-90 MHEV GS leases at 2.99% APR; ongoing Event Bonus Cash on select 2026 trims (confirm current cycle at the dealer — Mazda refreshes these monthly).
  • CX-5: 3.99% lease APR + $1,500 cash incentive on outgoing model years.
  • CX-50: 3.99% lease + modest cash on slow trims.
  • Mazda3 / MX-5: 4.49% financing.
  • Loyalty bonus: $500 for current Mazda owners.
HyundaiAggressive
  • IONIQ 6 Ultimate (2025 stock only): Up to $16,000 Hyundai Special Offer Bonus, stacked with $5,000 EVAP (eligible) + provincial. Hyundai is skipping the 2026 MY — 2027 lands this fall. See EV section for full stack.
  • Elantra / Sonata: 0% financing for 48 months on select trims.
  • Tucson / Santa Fe: 2.99% financing + $1,500–2,500 lease cash.
  • Palisade: $2,500 lease cash + $1,000 loyalty bonus.
  • Conquest cash: $1,000 from competitor SUV brands.
KiaAggressive
  • K5 / Forte: 1.99% financing for 60 months.
  • Sportage / Sorento: 3.49% financing + $2,000 lease cash.
  • Telluride: $1,500 cash incentive (uncommon — Tellurides usually move).
  • EV6 / EV9: See EV section for federal EVAP and provincial rebate stack below.
SubaruConservative
  • Forester / Outback / Crosstrek: 4.49% financing for 60 months.
  • Impreza / WRX: 5.49% financing. WRX often moves at MSRP.
  • BRZ: No incentives. Allocation-tight.
  • Loyalty bonus: Modest $500 on most models.
Tier · Luxury

Luxury brands.

German and Japanese luxury. Incentives here are mostly lease-focused, with the occasional finance promotion on slow-moving inventory. Performance models almost never have incentives.

BMWRates loosened slightly
  • 330i xDrive Sedan (2026): Lease from 1.49% APR for 36 months (up from 0.49% in July). Still the cheapest 3-Series lease of the year.
  • X3 30 xDrive (2026): Lease from 1.99% APR for 36 months, now including a 2% BMW welcome offer rate reduction aimed at conquest buyers (new to BMW).
  • X5 xDrive40i (2026): Lease from 1.99% APR for 36 months (up from 1.49%). 5.49% finance for 60 months on the X5.
  • X3 M50 xDrive (2026): Lease from 1.49% APR for 48 months (includes 1% sales-event reduction + 0.5% Protect and Save). Sharpest performance-X3 rate in months.
  • i4 / iX: See EV section. Stack with the Electric Owners Credit (up to $2,000) if you currently lease/own a competitor EV.
  • M-cars: No incentives. Allocation-limited; M2 and M3 often see modest dealer markups.
  • Loyalty program: Up to $3,000 loyalty credit or up to 2% rate reduction for current BMW owners through BMW Financial Services.
Mercedes-BenzLease-heavy
  • C-Class / E-Class: 3.99% lease, $2,500–4,000 lease cash on the C300 and E350.
  • GLC / GLE: 4.49% lease, $2,000 lease cash on the GLC300.
  • EQE / EQS: See EV section for federal EVAP and provincial rebate stack.
  • AMG models: No incentives.
  • Loyalty bonus: $1,000 for current Mercedes owners.
AudiMid
  • A4 / A5: 3.49% finance, $1,500 lease cash.
  • Q5 / Q7: 4.49% lease + $2,000–3,000 lease cash.
  • e-tron GT / Q8 e-tron: See EV section for federal EVAP and provincial rebate stack.
  • RS models: No incentives.
LexusConservative
  • ES / IS: 3.99% financing + $1,000 lease cash on select trims.
  • RX / NX: 4.49% financing, modest lease cash.
  • LX / GX: No incentives. Demand outpaces supply on the GX 550.
  • F Sport / F: No incentives.
  • Loyalty bonus: $500–1,000 for current Lexus owners.
GenesisAggressive
  • G70 / G80: 1.99% financing for 60 months + $2,500 finance cash.
  • GV70 / GV80: 3.99% finance + $2,000 lease cash.
  • Conquest cash: $1,500 from BMW / Mercedes / Audi owners.
  • Genesis Service Valet (free pickup and delivery for service) included on most trims.
VolvoMid
  • S60 / V60: 3.99% lease + $2,000 lease cash on outgoing.
  • XC60 / XC90: 4.49% lease + $1,500–2,500 lease cash.
  • EX30 / EX90: See EV section for federal EVAP and provincial rebate stack.
  • Loyalty bonus: $1,000 for current Volvo owners.
AcuraMid
  • TLX / Integra: 2.99% financing + $1,500 cash on select trims.
  • RDX / MDX: 3.99% financing + $1,500–2,500 lease cash.
  • Integra Type S: No incentives. Allocation-tight.
  • Loyalty bonus: $500 for current Acura/Honda owners.
PorscheNone
  • No manufacturer-level incentives, by design. Porsche pricing is "MSRP plus options," and dealer-level negotiation is typically 0–5% on standard models, 0% on GT cars and 911 derivatives.
  • The negotiation lever on Porsche is order timing — late in a model year, on standard Cayman / Macan / Panamera trims, dealers may discount to clear allocation. On GT cars, never.
Tier · EVs & rebates

Electric vehicles + rebates.

EV manufacturer incentives stack with federal and provincial rebates. The total can move a $55,000 EV down to ~$45,000 net for a Quebec or BC buyer. Always check the rebate program eligibility for the specific trim — some programs cap by base MSRP.

Federal & provincial rebatesVerify each before relying
  • Federal — Electric Vehicle Affordability Program (EVAP): The federal government's current EV purchase rebate. Re-launched February 16, 2026. In 2026: up to $5,000 for eligible battery-electric vehicles (BEVs), up to $2,500 for plug-in hybrids (PHEVs). Applies to transactions with a final value of $50,000 or less — that's the all-in transaction price, not base MSRP. EVs assembled in Canada have no transaction-value cap. Program runs through March 31, 2031, subject to funding availability ($2.275B total; ~$2.08B remained as of July 1, 2026, meaning roughly $195M has been paid out in the first 4.5 months at ~$1.5M/day pace). Rebate amounts step down over time — 2026 is the peak. Some early dealer claims have been denied for paperwork errors with no formal appeal — verify your specific trim is on the eligible-vehicle list at tc.canada.ca/en/...electric-vehicle-affordability-program before signing.
  • Federal — ZEVIP (charging infrastructure): Stacks on top of EVAP. Rebates for installing Level 2 home or workplace charging through Natural Resources Canada. Useful if you're buying an EV and don't yet have charging at home — typically $700–1,500 toward charger + installation. Verify at natural-resources.canada.ca.
  • Quebec — Roulez vert: Up to $2,000 for new BEVs with MSRP under $65,000. PHEVs with batteries ≥ 15 kWh: $1,000. PHEVs 8–15 kWh: $500. Used EVs: $1,000. Home charger install: $600. Current amounts apply only to vehicles registered before December 31, 2026; criteria change and amounts decrease January 1, 2027. If you're shopping Quebec, registration date — not order date — is what locks the 2026 rebate. Verify at quebec.ca/...financial-assistance-electric-vehicle.
  • British Columbia — CleanBC Go Electric: Up to $4,000, income-tested (full rebate at household income under ~$80k, scaled to zero above ~$100k). Verify at goelectricbc.gov.bc.ca.
  • New Brunswick: Plug-In NB rebate program. PEI: Provincial EV rebate program. Newfoundland: Provincial EV rebate program. Verify current eligibility and rebate amounts at each provincial site.
  • Ontario / Alberta / Saskatchewan / Manitoba / Territories: No provincial EV purchase rebate active.
  • The honest take: Canadian EV-rebate programs change quickly. EVAP is the current federal vehicle rebate; ZEVIP handles the charger side. Quebec's Roulez vert sunsets December 2026. Always confirm at the official program pages before signing — eligibility caps and rebate amounts can shift without much warning.
TeslaDirect
  • Model 3 / Y: Eligible for federal EVAP rebate (verify current amount + eligibility on Tesla trims). Inventory cars sometimes have $1,000–3,000 manufacturer discounts.
  • Model S / X: Above the federal EVAP base-MSRP cap (verify current threshold), no federal rebate.
  • Cybertruck: Above the federal EVAP base-MSRP cap (verify current threshold), no incentives.
  • Tesla doesn't run lease incentives the same way other OEMs do — pricing is set, with periodic adjustments.
Hyundai / Kia EVMost aggressive
  • Hyundai IONIQ 6 Ultimate (2025 model-year): Up to $16,000 Hyundai Special Offer Bonus, stacked with $5,000 EVAP (eligible trims) + provincial. Hyundai Canada is skipping the 2026 model year on the IONIQ 6 — the bonus applies to remaining 2025 stock ahead of the 2027 refresh landing this fall. Confirm inventory before signing.
  • Hyundai IONIQ 5 / KONA Electric: Strong Hyundai Special Offer Bonus, stacked with EVAP + provincial. Often the best total package on a CUV-shape EV.
  • Hyundai IONIQ 9: Large flagship 3-row BEV; price typically sits above the $50K EVAP cap unless built in Canada — verify EVAP eligibility on the trim.
  • Kia EV6 / EV9 / Niro EV: The 0.99% August promo has ended. September finance rates are back around 2.99% for 84 months on the EV9 (per Canadian dealer quotes), with Kia Bonus and EVAP still stacking on eligible trims. Confirm current cycle at the dealer — Kia refreshes these monthly. 1% loyalty rate reduction on 2025/2026 EV6 and 2026 EV9.
  • Conquest cash: $1,000–2,500 from competitor EV brands.
BMW EVLease-heavy
  • i4: 3.99% lease + $3,000 lease cash. Some trims eligible for federal EVAP (verify amount).
  • iX: 4.49% lease + $4,000 lease cash. Above the federal EVAP base-MSRP cap (verify current threshold).
  • i5 / i7: 4.99% lease + $3,500–5,000 lease cash. Above the federal EVAP base-MSRP cap (verify current threshold).
PolestarMid
  • Polestar 2: 2.99% finance + $2,000 cash. Often eligible for federal EVAP (verify amount).
  • Polestar 3 / 4: 3.99% finance + $2,500 cash. Above the federal EVAP base-MSRP cap (verify current threshold) on most trims.
Mercedes EQ / Audi e-tron / Volvo EXLease-heavy
  • EQE / EQS: 3.99% lease + $3,000–5,000 lease cash. Above the federal EVAP base-MSRP cap (verify current threshold).
  • Audi Q4 e-tron / Q8 e-tron: 3.99% lease + $2,500 lease cash. Q4 sometimes eligible for federal EVAP (verify amount).
  • Volvo EX30: Often eligible for federal EVAP (verify amount). 2.99% finance.
  • Volvo EX90: Above the federal EVAP base-MSRP cap (verify current threshold). 4.99% lease + $3,000 cash.
LucidFirm Sep 30 cutoff
  • Air Pure / Touring (2026, cash purchase): $10,000 CAD credit. Financing or lease: $5,000 CAD credit. Cutoff now confirmed: September 30, 2026 at 11:59 PM EST. Excludes Air Sapphire and any MY2027 Lucid Gravity.
  • Air Grand Touring (2026, cash purchase): $5,000 CAD credit.
  • Trade-in bonus: $4,000 CAD for any non-Lucid vehicle (Ineos excluded). Stacks with the above.
  • Bundled perks: included 2-year / 38,000 km scheduled maintenance on new purchases and leases, plus $950 CAD Charging Allowance toward Lucid charging accessories.
  • The honest take: Lucid is still clearing 2026 inventory and sweetening the deal each cycle. Total giveback with trade-in can approach $18K CAD, plus the newly-added service + charging perks. Above the federal EVAP base-MSRP cap on every trim — no EVAP rebate available. Verify inventory availability before signing.
Tier · Trucks & SUVs

Trucks and large SUVs.

The most aggressive incentive category in 2026. North American truck inventory has normalised, and OEMs are using cash and financing incentives to move stock. Negotiation room is real here.

FordAggressive
  • Ford Employee Pricing (all 2026 Ford models): Public offer through September 30, 2026. Typical savings of 8–15% off MSRP, stackable with model-specific rebates. If you're buying any new Ford this year, run the math with Employee Pricing before anything else.
  • F-150 (2026): Employee Pricing plus up to $1,750 in dealer savings; F-150 XLT PowerBoost Hybrid trims see up to $6,750 in additional rebates. 2.49% finance / 2.99% lease on most trims.
  • F-150 Lightning: $5,000 cash incentive + eligible for federal EVAP (verify trim eligibility + current amount).
  • Bronco / Bronco Sport: 4.99% financing + $1,500 cash.
  • Mustang GT / Dark Horse: No incentives. Allocation-fine.
  • Loyalty bonus: $1,000 for current Ford truck owners.
GM (Chevy / GMC)Aggressive
  • Silverado 1500 (2026): 0% APR for up to 60 months on well-qualified buyers through GM Financial. Truck Trade-in Bonus doubled to $2,000 for September (from $1,000 in prior cycles), plus a $25 Esso/Mobil e-gift card on qualifying purchases through September 15. This is the most competitive Silverado stack of the year so far.
  • Silverado 1500 ZR2 (2026): The $14,852 summer rebate ended August 31; no announced ZR2-specific replacement for September. Base and higher-volume Silverado trims are where the value moved this cycle.
  • Sierra 1500: Comparable 0%-tier financing + cash, but stack varies trim-to-trim — confirm specifics at the dealer.
  • Tahoe / Yukon / Suburban: 2.99% financing + $3,000–5,000 cash.
  • Corvette: No incentives. Allocation-tight on Z06 and ZR1.
  • Cadillac Escalade: 4.99% financing + $5,000 cash on outgoing model years.
  • EV (Equinox EV / Blazer EV / Lyriq): Often eligible for federal EVAP (verify amount) on lower trims, plus $2,500–5,000 manufacturer cash.
Stellantis (Ram / Jeep / Dodge)Big-cash on trucks
  • Ram 1500 Big Horn Crew Cab 4x4 (2026): 0% financing for up to 84 months (stretched from 72) at participating retailers, through September 30, 2026. Consumer Cash varies trim-to-trim — confirm the current stack in writing. The cleanest 0% truck deal in Canada this cycle.
  • Ram 1500 (other trims, 2025 model year): 4.99% financing for 96 months on previously unregistered 2025 models. Outgoing-MY clearance; deal varies by inventory.
  • Jeep Wrangler / Gladiator, Grand Cherokee / Grand Wagoneer: Cash and financing programs vary trim-to-trim and month-to-month. Confirm current incentive at the dealer in writing — Stellantis runs the most cycle-volatile programs in Canada.
  • Dodge Charger / Challenger Last Call editions: No incentives. Becoming collector items.
Toyota / Nissan trucksConservative
  • Toyota Tacoma / Tundra: 4.99% financing. Modest $1,000 cash on slow trims.
  • Toyota Land Cruiser (returning): No incentives. Markup expected.
  • Nissan Frontier / Titan: 3.99% financing + $2,500 cash on outgoing model years.
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